Tax calculator Australia (2026–27 and 2025–26)
Use this tax calculator Australia-wide to see what is left of your pay. Enter your taxable income per year, month, fortnight or week: you get income tax at the ATO resident rates for 2026–27 (first rate now 15%) or 2025–26, the low income tax offset, the 2% Medicare levy and, if you have a HELP debt, the compulsory repayment.
Example: Income year: 2026–27 (1 July 2026 – 30 June 2027) · Amount is per: year · Taxable income 80,000 $ → Take-home pay: A$63,880.00. Source: Income Tax Rates Act 1986, Schedule 7, ATO – Tax rates – Australian resident: resident tax rates 2026–27 and 2025–26 (last updated 13 August 2026, read 09.10.2026). Updated: .
How it is calculated
On a taxable income of $80,000 in 2026–27 you pay $14,520 income tax and a $1,600 Medicare levy – $16,120 in total – and take home $63,880 a year, or $1,228.46 a week. With a HELP debt another $1,570.80 is repaid through your tax.
Australian resident tax rates 2026–27
From 1 July 2026 the first tax rate drops from 16% to 15%. The other rates stay the same.
| Taxable income | Tax 2026–27 | Tax 2025–26 |
|---|---|---|
| $0 – $18,200 | nil | nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 | 16c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 + 30c for each $1 over $45,000 | $4,288 + 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 + 37c for each $1 over $135,000 | $31,288 + 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 + 45c for each $1 over $190,000 | $51,638 + 45c for each $1 over $190,000 |
How the calculator works
- Income tax from the resident tax rates above.
- Low income tax offset (LITO): $700 up to $37,500, reduced by 5 cents per dollar to $325 at $45,000, then by 1.5 cents per dollar until it runs out at $66,667. It can only reduce your tax to $0.
- Medicare levy: 2% of taxable income. On low incomes it is reduced: nil up to $28,011, then 10% of the amount above $28,011 until the full 2% applies from $35,013 (2025–26 thresholds).
- HELP repayment (optional): in 2026–27 nil up to $69,528, then 15c for each $1 over $69,528; from $129,717 it is $9,028 plus 17c per $1; from $186,051 a flat 10% of your total income. In 2025–26 the thresholds were $67,000, $125,000 and $179,286.
Examples for 2026–27
- $30,000: tax $1,770 − LITO $700 = $1,070, Medicare levy $198.90 (reduced) – take-home $28,731.10.
- $50,000: tax $5,520 − LITO $250 = $5,270, Medicare $1,000 – take-home $43,730.
- $80,000: tax $14,520, Medicare $1,600 – take-home $63,880; with HELP $1,570.80 less: $62,309.20.
- $100,000: tax $20,520, Medicare $2,000 – take-home $77,480; HELP repayment $4,570.80.
- $150,000: tax $36,570, Medicare $3,000 – take-home $110,430.
Compared with 2025–26, someone on $80,000 pays $268 less tax in 2026–27 ($14,788 before, $14,520 now).
Planning retirement? The age pension calculator applies the Centrelink income and assets tests. To turn an hourly rate into a yearly income, use the hourly to salary calculator.
Limits
This is an estimate for Australian residents for the full income year who claim the tax-free threshold. Your employer withholds tax using PAYG tables, so the amount on your payslip can differ slightly; the difference is settled in your tax return. Foreign residents, working holiday makers and people who were residents for part of the year pay different rates. The Medicare levy surcharge (for higher incomes without private hospital cover), the seniors and pensioners tax offset, family Medicare thresholds and other offsets are not included. From 2026–27 eligible employees can claim a standard deduction of up to $1,000 for work-related expenses instead of itemising them; if you use it, enter your taxable income after that deduction. For HELP the calculator treats your taxable income as repayment income; reportable fringe benefits and super contributions would add to it.
Frequently asked questions
What are the tax rates in Australia for 2026–27?
Nil up to $18,200, 15% up to $45,000, 30% up to $135,000, 37% up to $190,000 and 45% above, plus the 2% Medicare levy. The first rate fell from 16% to 15% on 1 July 2026.
How much tax do I pay on $80,000 in Australia?
In 2026–27 income tax is $14,520 and the Medicare levy $1,600, so $16,120 in total. You take home $63,880 a year, about $1,228 a week.
How much is the low income tax offset?
Up to $700. It falls by 5 cents for each dollar above $37,500 and by 1.5 cents for each dollar above $45,000, and stops at $66,667.
When do I start repaying HELP?
In 2026–27 when your repayment income is above $69,528. You repay 15 cents for each dollar above that threshold, so on $80,000 it is $1,570.80.
Do I pay the Medicare levy on a low income?
Not if your taxable income is $28,011 or less (2025–26). Between $28,011 and $35,013 the levy is 10% of the amount above $28,011; above that it is the full 2%.
Can I calculate weekly or fortnightly pay?
Yes. Choose week, fortnight or month: the amount is converted to a yearly income (52 weeks, 26 fortnights, 12 months) and the table shows the take-home pay for every period.
Sources and legal basis
- Income Tax Rates Act 1986, Schedule 7: ATO – Tax rates – Australian resident: resident tax rates 2026–27 and 2025–26 (last updated 13 August 2026, read 09.10.2026)
- ATO – Low income tax offset: $700, reduced by 5 c and 1.5 c per $1, nil from $66,667 (last updated 8 June 2026, read 09.10.2026)
- ATO – What is the Medicare levy?: 2% of taxable income (last updated 30 April 2026, read 09.10.2026)
- ATO – Medicare levy reduction for low-income earners: 2025–26 thresholds $28,011 and $35,013 (last updated 30 June 2026, read 09.10.2026)
- ATO – Study and training loan repayment thresholds and rates 2026–27 and 2025–26 (last updated 30 June 2026, read 09.10.2026)
As of: · Editorial policy
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