Child benefit calculator (UK)

This child benefit calculator shows how much Child Benefit your family gets in the UK at the 2026/27 rates – per week and per year – and how much of it is taken back through the High Income Child Benefit Charge if the higher earner in your household has an income over £60,000.

Example: Number of children you claim for 2 · Adjusted net income of the higher earner 70,000 £ a year → Child Benefit per year: £2,337.40. Source: GOV.UK – Child Benefit: what you’ll get (£27.05 eldest or only child, £17.90 each additional child). Updated: .

under 16, or under 20 in approved education or training
£ a year
total taxable income (including interest and dividends) minus pension contributions and Gift Aid; 0 if under £60,000
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Result

Child Benefit per year
£2,337.40
Child Benefit per week
£44.95
High Income Child Benefit Charge
£1,168.70
Child Benefit you keep
£1,168.70
Working
  • Eldest child £27.05 + 1 × £17.90 = £44.95 a week
  • £44.95 × 52 weeks = £2,337.40 a year
  • Income £70,000.00 is £10,000.00 over £60,000 → 1% for every full £200 = 50% → 50% of £2,337.40 = £1,168.70 charge
The yearly figure assumes 52 weeks of payment. The charge is paid by whichever partner has the higher adjusted net income, through Self Assessment or PAYE. If a child is born or turns 16 during the year, the amounts are lower.

How it is calculated

In the 2026/27 tax year Child Benefit is £27.05 a week for the eldest or only child and £17.90 a week for each additional child. For two children that is £44.95 a week, or £2,337.40 over 52 weeks. There is no limit on the number of children you can claim for.

How to use the child benefit calculator

  1. Enter the number of children you claim Child Benefit for.
  2. Enter the adjusted net income of the higher earner in your household – yours or your partner’s, whichever is higher.
  3. Read the yearly and weekly Child Benefit, the charge and what you keep.

The High Income Child Benefit Charge

If you or your partner have an adjusted net income over £60,000, you pay back 1% of your Child Benefit for every £200 of income above £60,000. At £80,000 or more the charge equals the whole benefit. (Until the 2023/24 tax year the charge started at £50,000 and rose by 1% per £100.)

Adjusted net incomeShare of Child Benefit paid back
£60,000 or less0%
£65,00025%
£70,00050%
£75,00075%
£80,000 or more100%

Example with the preset values

Two children bring £2,337.40 a year. The higher earner has £70,000 adjusted net income – £10,000 over the threshold, which is 50 steps of £200, so 50% is paid back: £1,168.70. The family keeps £1,168.70.

What counts as adjusted net income?

It is your total taxable income – salary, self-employed profit, rental income, savings interest and dividends – before the Personal Allowance, minus certain reliefs such as pension contributions and Gift Aid donations. Paying more into a pension can therefore lower or remove the charge. Your take-home salary after tax is shown by the UK take-home pay calculator.

Expecting a baby? The maternity pay calculator shows your Statutory Maternity Pay for 39 weeks.

Frequently asked questions

How much is Child Benefit in 2026?

£27.05 a week for the eldest or only child and £17.90 a week for each other child (2026/27 rates).

How much Child Benefit do I get for 3 children?

£27.05 + 2 × £17.90 = £62.85 a week, or £3,268.20 over 52 weeks.

At what income do you lose Child Benefit?

The charge starts above £60,000 adjusted net income and takes back all of it at £80,000 or more.

Whose income counts for the charge?

The adjusted net income of each partner separately. The one with the higher income pays the charge – household incomes are not added together.

Should I still claim if I earn over £80,000?

Often yes: you can claim and opt out of the payments. The claim keeps National Insurance credits that count towards the State Pension, especially for a parent who is not working.

Is the 1% calculated for every pound over £60,000?

For every £200 over £60,000. This calculator counts full £200 steps, so £60,150 gives 0% and £60,200 gives 1%.

Sources and legal basis

As of: · Editorial policy

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