Spain salary calculator 2026 – gross to net
Moving to Spain or comparing an offer? With this Spain salary calculator, enter your gross annual salary and see your 2026 take-home pay per payslip and per year. Income tax withholding (IRPF) follows the algorithm published by the Spanish Tax Agency (AEAT), social security uses the 2026 contribution order, including the MEI and solidarity contributions. Everything runs in your browser.
Source: AEAT – Algoritmo de cálculo del tipo de retención IRPF 2026, rendimientos del trabajo (a partir del 10-09-2026). Updated: .
How it is calculated
How gross becomes net in Spain
Spanish salaries are quoted as a gross annual figure, usually paid in 14 instalments (12 months plus two extra payments). Two things are deducted: your social security contributions and IRPF withholding, an advance on your income tax.
| Employee contributions 2026 | Rate |
|---|---|
| Common contingencies | 4.70% |
| Unemployment | 1.55% (permanent) · 1.60% (fixed-term) |
| Vocational training | 0.10% |
| Intergenerational Equity Mechanism (MEI) | 0.15% |
| Solidarity contribution (on pay above €5,101.20 a month) | 0.19% · 0.21% · 0.24% |
The monthly base is the annual salary divided by 12, capped at €5,101.20 (Order PJC/297/2026, Official State Gazette of 31 March 2026). IRPF withholding follows the AEAT algorithm: contributions, €2,000 of other expenses and the employment income reduction are deducted, the 19–47% scale is applied and the tax on the personal and family allowance (€5,550 plus children) is subtracted. We compared 201 cases with the AEAT’s own withholding service: no differences.
Examples for 2026
Permanent contract, situation 3, no children, 14 payments:
| Gross per year | IRPF rate | Net per payslip | Net per year |
|---|---|---|---|
| €25,000 | 14.09% | €1,398.68 | €19,852.46 |
| €30,000 | 16.42% | €1,628.50 | €23,124.00 |
| €40,000 | 19.36% | €2,087.33 | €29,655.96 |
| €50,000 | 22.40% | €2,500.60 | €35,550.04 |
| €60,000 | 24.44% | €2,913.28 | €41,436.00 |
| €80,000 | 28.92% | €3,726.95 | €52,846.76 |
Limits
Not valid for the Basque Country and Navarre (own tax regime). Not included: the impatriate regime (“Beckham law”), disability, dependent parents, alimony, geographic mobility, overtime, benefits in kind and mid-year recalculation. Withholding is an advance: your annual tax return can still lead to a payment or a refund. Law as of 2026, checked 29 Sep 2026. An estimate, not tax advice.
Frequently asked questions
How much is €30,000 gross in net in Spain?
About €23,124 net a year in 2026 with a permanent contract and no children: €1,628.50 per regular payslip and €1,791 in each of the two extra payments. IRPF withholding is 16.42%.
How much is €50,000 after tax in Spain?
€35,550.04 net a year, or €2,500.60 per regular payslip with 14 payments. Withholding is 22.40% and social security €3,249.96.
Does this calculator include the Beckham law?
No. The impatriate regime has its own withholding rules, so the IRPF figures here do not apply to it. Social security contributions are calculated the same way.
Is it better to be paid in 12 or 14 payments?
Annual net pay is identical. With 14 payments each monthly payslip is smaller and you get two extra payments; with 12 they are spread over the year.
How much social security do employees pay in Spain in 2026?
6.50% of the contribution base on a permanent contract (4.70% + 1.55% + 0.10% + 0.15% MEI), with the base capped at €5,101.20 a month, plus a small solidarity contribution above that cap.
Sources and legal basis
- AEAT – Algoritmo de cálculo del tipo de retención IRPF 2026, rendimientos del trabajo (a partir del 10-09-2026)
- AEAT – Servicio de cálculo de retenciones 2026 (control: 201 casos, 0 diferencias)
- BOE-A-2026-7296: Orden PJC/297/2026 – cotización a la Seguridad Social 2026 (tipos, tope 5.101,20 €, MEI, solidaridad)
As of:
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