France gross to net salary calculator 2026
Moving to France or comparing a job offer? Enter the gross salary (salaire brut) as quoted in your contract – monthly, annual or hourly – and see the net pay before tax, the net after income tax withholding (prélèvement à la source) and each employee contribution with its 2026 rate. Everything is calculated in your browser.
Source: URSSAF – Taux de cotisations secteur privé 2026 (parts salariales, mis à jour le 01/01/2026). Updated: .
How it is calculated
How gross becomes net in France
French salaries are quoted gross (brut). Net pay before tax (net à payer avant impôt) is gross minus employee social contributions. For a private-sector employee in 2026 these are:
| Contribution | Employee rate | Base |
|---|---|---|
| State pension, capped | 6.90% | up to the social security ceiling (€4,005/month) |
| State pension, uncapped | 0.40% | whole gross |
| Agirc-Arrco supplementary pension T1 / T2 | 3.15% / 8.64% | T1 up to the ceiling, T2 from 1 to 8 ceilings |
| CEG T1 / T2 | 0.86% / 1.08% | same |
| CET | 0.14% | T1 + T2 if pay exceeds the ceiling |
| Apec (cadres only) | 0.024% | up to 4 ceilings |
| CSG deductible / non-deductible | 6.80% / 2.40% | 98.25% of gross (up to 4 ceilings) |
| CRDS | 0.50% | same |
Employees pay no unemployment or general health contribution any more (except 1.30% in Alsace-Moselle). The employer’s share of the health plan and, for cadres, the mandatory 1.50% death-and-disability contribution on tranche 1 are added to the CSG/CRDS base, so a cadre nets slightly less at the same gross.
Example: €2,500 gross per month, non-cadre
Contributions: €172.50 + €10.00 (state pension) + €78.75 (Agirc-Arrco) + €21.50 (CEG) + €238.26 (CSG and CRDS) = €521.01. Net before tax: €1,978.99, about 79.2% of gross. At the default withholding rate of 2.9% on the taxable net of €2,050.23, €59.46 of income tax is withheld, leaving €1,919.54 paid out.
| Gross per month | Per year | Net non-cadre | Net cadre |
|---|---|---|---|
| €2,500 | €30,000 | €1,978.99 | €1,974.76 |
| €3,000 | €36,000 | €2,374.79 | €2,369.71 |
| €6,000 | €72,000 | €4,764.93 | €4,757.66 |
Results were checked against the official URSSAF simulator (difference at most €0.01); the net minimum wage matches the figure published by Service-Public (€1,477.93).
Income tax withholding
Employers withhold income tax at the personal rate sent by the tax office or, if there is none (for example in your first months in France), at the default rate from the grid in Article 204 H of the French tax code, applied to the monthly taxable net: 0% below €1,635, 2.9% from €1,928 to €2,060, 7.5% from €2,738 to €3,135, up to 43% above €55,558.
Limits
Not included: tax-exempt overtime, bonuses, benefits in kind, meal vouchers, company-specific benefit plans (enter them in the health plan fields), public sector, apprentices and short contracts. Rates as of 1 January 2026, withholding grid in force since 1 July 2026, page updated 28 Sep 2026. An estimate, not tax or legal advice.
Frequently asked questions
How much is €3,000 gross in net salary in France?
€2,374.79 net per month before income tax for a non-cadre in 2026 (€2,369.71 for a cadre), before any company health plan. With the default withholding rate of 5.3%, about €2,244 is paid out.
What percentage is deducted from gross salary in France?
For a private-sector employee without a company health plan, employee contributions are about 21% of gross (€521.01 on €2,500). Income tax withholding comes on top and depends on your rate.
What is the difference between cadre and non-cadre?
Cadres are managers and professionals under the collective agreements. They pay the Apec contribution (0.024%) and have a mandatory employer-paid benefit plan whose cost is added to the CSG base, so their net is slightly lower: €2,369.71 instead of €2,374.79 on €3,000 gross.
How do I convert an annual gross salary to monthly net?
Select “per year”: the calculator divides by 12 and shows monthly and annual net. €36,000 gross a year is €2,374.79 net a month and €28,497.48 net a year for a non-cadre.
What is the minimum wage in France in 2026?
Service-Public lists the gross SMIC at €12.31 per hour and €1,867.02 per month for 35 hours (checked 1 June 2026), which is €1,477.93 net before tax.
Which withholding rate applies to newcomers?
Without a personal rate the employer uses the default grid of Article 204 H CGI, based on the monthly taxable net. Once you file your first French tax return, the tax office sends your personal rate to the employer.
Sources and legal basis
- URSSAF – Taux de cotisations secteur privé 2026 (parts salariales, mis à jour le 01/01/2026)
- URSSAF – Plafonds de la Sécurité sociale 2026 : 4 005 €/mois, 48 060 €/an
- URSSAF – CSG-CRDS : assiette 98,25 % dans la limite de 4 plafonds, part patronale santé sans abattement
- Circulaire 2025-16 SG-DRJ: Agirc-Arrco – Cotisations au régime en 2026 (T1 3,15 %, T2 8,64 %, CEG, CET, Apec)
- ANI 17/11/2017, art. 1er: Accord national interprofessionnel du 17 novembre 2017 – prévoyance des cadres 1,50 % de la tranche 1
- Art. 204 H CGI: Code général des impôts – grille de taux par défaut du prélèvement à la source (version du 01/07/2026)
- Art. 83, 1° quater CGI: BOFiP – cotisations de prévoyance complémentaire et salaire imposable
- Art. L3121-27: Code du travail – durée légale 35 heures par semaine (151,67 h par mois)
- Service-Public – Montant du Smic (vérifié le 01/06/2026)
- URSSAF – simulateur officiel de revenus salarié (contrôle des résultats)
As of:
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