How much does smoking cost per month and per year?
How much does smoking cost, really? From cigarettes per day and price per pack the calculator shows the cost per day, month and year – and what piles up over 10, 20 or 30 years if prices keep rising. A chart compares the spending with the money you could invest if you stopped.
Source: Wikipedia – Time value of money (future value of an annuity). Updated: .
How it is calculated
Smoking costs per year: cigarettes per day ÷ pack size × price × 365. One pack (20 cigarettes) a day at $9 is around $3,287 a year and about $274 a month.
How the tool calculates
- Cost per day = cigarettes per day ÷ cigarettes per pack × price per pack.
- Cost per year = cost per day × 365.25.
- With price increases the yearly amount rises each year by the percentage you enter.
- Investment: the tool invests each yearly amount at year-end and compounds it at the return you assume (future value of an ordinary annuity).
What to make of the result
The number is a point of comparison, not a verdict: it shows how much money flows into a habit over the years. With the goal field you see how quickly a certain amount – a holiday, say – would add up. The share of the price that goes to the state as tobacco tax is already contained in the pack price.
Limits of the calculation
Future prices and returns are uncertain; the return is just a worked example, not a promise. Other costs such as lighters are not included. Everything stays in your browser.
Frequently asked questions
How much does smoking cost per year?
It depends on amount and price. One pack (20 cigarettes) a day at $9 is around $3,287 a year. Enter your values and the calculator shows your result.
How much does smoking cost per month?
Yearly cost divided by 12. A pack a day at $9 comes to about $274 a month. At 10 cigarettes a day it is half.
How do I calculate the cost of cigarettes?
Divide cigarettes per day by cigarettes per pack, multiply by the pack price and scale to 365 days.
How much money do you save if you stop smoking?
At least the yearly cost you see here. If you invest the money, more comes on top depending on the return. The table shows both for 1 to 30 years.
Why is the price calculated with an increase?
Cigarettes have become clearly more expensive in recent years, mostly through higher taxes. The increase is an assumption you can set to 0.
Is the return a safe number?
No. It is a worked example of what the money could become. Real investments fluctuate, and taxes and fees come on top.
Sources and legal basis
As of: · Editorial policy
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